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PayBright FAQ

What is PayBright?
PayBright is a payment plan that allows you to break down the cost of a purchase into a series of biweekly or monthly instalments. Enjoy now, pay later!

Will PayBright impact my credit score?
Using PayBright has no impact on your credit score.

Are there requirements to use PayBright?
Yes. You'll need:

  • To be a Canadian resident
  • To be 18+ years old
  • A Canadian Visa or Mastercard, or a Canadian debit card with the Visa/Mastercard logo.
  • A Canadian phone number capable of receiving texts.
  • To meet the minimum purchase requirement(s) to use PayBright at checkout.
  • How do I sign up?

    PayBright will be automatically presented at checkout if your purchase is eligible. Follow the prompts to input your information and confirm your identity.

    How do I make my payments?
    PayBright will prompt you to set up a pre-authorized payment schedule. Your associated Canadian Visa/Mastercard credit/debit will be charged accordingly.

    Which payment methods does PayBright accept?
    PayBright currently accepts Canadian Visa and Mastercard, either credit or debit card. Debit cards must have the Visa or Mastercard logo to work. Prepaid cards are not accepted.

    What if I can't make a payment?
    Contact the PayBright team directly to discuss available options. Click here to access their contact form.

    Does PayBright charge late or NSF fees?
    Click here for information.

    Can I return an item purchased with PayBright?
    No, all purchases made through PayBright are final sale. 

    What if I am declined by PayBright?
    We have many other payment methods available at checkout! You can also email us at or click here to contact PayBright directly.

    More questions about PayBright?
    Click here for PayBright's FAQ page.